James Collins Ford Finance/Lease

James Collins Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New James Collins Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

James Collins Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Easy Financing Means You Could Soon Be Driving a New Ford

At James Collins Ford in Louisville, we work hard on keeping our customers happy. If you need any assistance with getting a new Ford vehicle, we're here to help. Our finance team is staffed by knowledgeable professionals. If you'd like to review your options as you look for a new vehicle, we can sit down with you and discuss all the details.

After deciding on which model suits you best, you have to figure out the logistics of actually affording your car, truck, van, or SUV. Yes, some people can purchase these vehicles outright in one payment, but that's not always the case for everyone else. If you'd like to spread out the cost of a new model over time, we can set up a financing plan for you. It can be easy to apply for credit through our dealership; in fact, most of the process can even be done online. The exact terms of a financing plan would depend on how much money you'd like to put down, the cost of the vehicle you're interested in, and how long you'd like to have to pay off your vehicle.

You could also lease a Ford instead of purchasing one. The benefit of leasing is that you'll get to drive a new vehicle for a set amount of time, and after that, you'd be free to choose another one. Leasing is generally an affordable way to treat yourself to a new model. Because it doesn't require any long-term commitment, it works for many of our Louisville, KY customers.

Finally, you might want to consider getting a used Ford. Used models can offer quite a bit these days. They can have advanced infotainment systems, driver-assist technologies, powerful and reliable engines, and more. We've thoroughly checked out all of the used models we have on our lot so that you can be confident driving any one of them.

Please reach out if you have any questions about these options. There are many avenues available to you, and some of them can make a lot of financial sense.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. James Collins Ford

    809 South 5th Street
    Louisville, KY 40203

    • Sales: (502) 584-9731
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Get in Touch

  • Contact our Sales Department at: (502) 584-9731
  • Monday9am-7pm
  • Tuesday9am-7pm
  • Wednesday9am-7pm
  • Thursday9am-7pm
  • Friday9am-6pm
  • Saturday9am-5pm
  • SundayClosed